Cost of Care: An Overview

Posted November 11, 2024

Preventive Care Covered at No Cost to You

Medical insurance plans cover preventive care services and immunizations at no cost to you, as long as you see a doctor or use a provider in the plan’s network. Be sure to talk to your doctor about the screenings and immunizations that are right for you. These preventive measures can help avoid more serious—and costly—issues later.

Prescription Drugs

Medical insurance plans include coverage for prescription medication. Using in-network pharmacies ensures you receive the highest level of benefits. Be sure to bring your ID card when filling a prescription. Certain preventive medications may be fully covered. Many ongoing, chronic conditions treated with medication will be provided with 90-day supplies at a savings.

Know Where to Go for Care

Knowing where to go if you’re hurt or sick can save you time and money, and help you get the best medical care. Unless you have a true emergency, the emergency room shouldn’t be your first stop for healthcare. Your medical plans give you a variety of options for receiving excellent care anytime, day or night.